Ingrid B. Quinn

NMLS ID #211652 Arizona, Loan Consultant

Always Get a Home Inspection!

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Finding the perfect house is like love at first sight. You can search and search and when you least expect it, you will fall in love, but when love at first sight strikes, you need to be cautious. Just as you would get to know a person and see if you are compatible before settling down you should get to know the house. A home is where you build your life and this is a commitment not to be taken lightly. I always suggest that my clients need a professional’s eye when looking into the possible issues of a home.
Think of having a home inspection like bringing your newfound love home to meet your parents. Just as your parents will scrutinize this new person in your life, the home inspector will scrutinize the house. Both simply want the best for you and are willing to do what it takes to show what’s really underneath the surface.

Normally, you have 10 days according to the Arizona standard real estate contract, to do all the inspections on a home, structural, mechanical, well and septic, termite, permits with the county, crime reports, etc. The cost of the inspection is outside of your loan transaction. Usually, I wait for the go ahead that the inspection was satisfactory and that there are no deal killing issues with the home before I order the appraisal for my client. Why spend $400-$500 on the appraisal if the inspection is not acceptable?
I highly recommend doing all the necessary inspections and that unless you are a licensed contractor and know a lot about a home and its construction that you have a licensed professional perform the home inspection. Your Realtor should give you the names of a few inspectors to contact.
I would be interested in your comments about any home inspection stories you can share. Please comment on my blog page. I can be contacted at Ingrid.quinn@cobaltmortgage.com or visit my website at http://www.cobaltmortgage.com/ingridquinn.

Author: ibquinn

I am a Senior Loan Officer at Caliber Home Loans, with over 32 years of Mortgage Banking experience. I have the expertise and knowledge to help focus in on your homeownership goals and make them into reality. My team of experienced mortgage professionals and I can assist you in all steps of the home buying process and ensure that you have a smooth and hassle-free transaction. Caliber cannot accept mortgage loan applications or inquiries for properties located in New York through this site. Ingrid Quinn NMLS #211652 BK#0923637 www.ScottdaleMortgageExpert.com

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