Ingrid B. Quinn

NMLS ID #211652 Arizona, Loan Consultant

Dos & Don’ts When Applying for a Mortgage

1 Comment

When you are apply for a mortgage there are a few things to keep in mind. Here are some dos and don’t when applying for a mortgage.

Do:
Pay current bills on time
Maintain current working status (same employer & hours worked)
Provide all information/ paperwork requested from lender (there is a reason they ask for it)
File your taxes on time
prepare your full down payment prior to closing

Don’t:
Change your marital Status
Over draft your current bank account or change bank accounts
Source the money for closing (there has to be a paper trail)
Open new accounts of make large purchases on a credit card
Co-sign on someone else’s loan

If you have any questions or comments please feel free to email me at ingrid.quinn@cobaltmortgage.com

Author: ibquinn

I am a Senior Loan Officer at Caliber Home Loans, with over 32 years of Mortgage Banking experience. I have the expertise and knowledge to help focus in on your homeownership goals and make them into reality. My team of experienced mortgage professionals and I can assist you in all steps of the home buying process and ensure that you have a smooth and hassle-free transaction. Caliber cannot accept mortgage loan applications or inquiries for properties located in New York through this site. Ingrid Quinn NMLS #211652 BK#0923637 www.ScottdaleMortgageExpert.com

One thought on “Dos & Don’ts When Applying for a Mortgage

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